Having Trouble With Your Homeowners Insurance? Tell Us.
Having Trouble With Your Homeowners Insurance? Tell Us. - The New York Times
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Having Trouble With Your Homeowners Insurance? Tell Us.
Bills are soaring. Insurance companies are struggling. We want to hear how it’s affecting you.
We’re reporters who cover climate change for The Times and we want to hear about experiences with home insurance. The Times has reported that home insurance bills are rising and we want to learn about what that means for you and your community.
Here are a few topics we’d like to hear about, though we also hope you’ll share anything else that’s important for us to know:
Have your costs changed and, if so, how?
If your home suffered damage, how did the claims process work?
Has your access to coverage changed?
We will not publish any part of your submission without contacting you first. We may use your contact information to follow up with you. Thanks!
Christopher Flavelle is a Times reporter who writes about how the United States is trying to adapt to the effects of climate change. More about Christopher Flavelle
Mira Rojanasakul is a Times reporter who uses data and graphics to cover climate and the environment. More about Mira Rojanasakul
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Related Knowledge Center: Climate economics
Climate change is now a driver of the world’s economy. The impact is profound:
- Catastrophic weather events — hurricanes, floods, droughts, high temperatures — are more frequent and more extreme. The cost can be measured in both the initial damage caused and the longer-term impact on the economy.
- Vulnerable communities are increasing climate-related investments, hardening infrastructure and taking other protective measures.
- Investment in carbon capture and storage technologies is increasingly rapidly.
- Governments are making investments and crafting regulations to reduce emissions of carbon dioxide and other greenhouse gases.
On top of all of this is the cost of uncertainty. As the Fourth National Climate Assessment, released in 2018 by the U.S. Global Change Research Program, says, “The assumption that current and future climate conditions will resemble the recent past is no longer valid.”