Florida’s Home Insurance Crisis Hits Hardest in Some of the State’s Poorest Counties

Inside Climate News · By Amy Green, Peter Aldhous · last updated July 6, 2025 – 1:01 AM

While wealthy coastal counties bear the brunt of landfalling storms, poor residents in inland counties are navigating an even bleaker insurance market that leaves them at risk of no coverage.

By Amy Green, Peter Aldhous

OKEECHOBEE, Fla.—Steve Cates was walking back to his house from his mailbox, flipping through a clutch of newly delivered letters, when one envelope stopped him in his driveway. It was from his insurance company.

here today, more tomorrow

We’ve launched briefing.center with a focus on the press and media.

And we’ve added Citizen Cartwright, a daily quick-read news summary by veteran Washington journalist Linda Cartwright. We’ve also created a new voting rights knowledge center for Citizen Cartwright subscribers. (You can sign up for a dedicated morning email at citizencartwright.com.)

You can sign up here for full access to press and media and Citizen Cartwright on briefing.center.

You can use briefing.center as the center of your information management, or just one of your tools. We’re happy to discuss your information needs.