On the Farm, the Hidden Climate Cost of America’s Broken Health Care System

Inside Climate News · By Jordan Gass-Pooré · last updated March 6, 2026 – 12:03 AM

American farmers are drowning in health insurance costs, while their German counterparts never worry about medical bills. The difference may help determine which country’s small farms are better prepared for a changing climate.

By Jordan Gass-Pooré

Samantha Kemnah looked out the foggy window of her home in New Berlin, New York, at the 150-acre dairy farm she and her husband, Chris, bought last year. This winter, an unprecedented cold front brought snowstorms and ice to the region.

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